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What is COBRA and how does it work?

Fairfax, VA employment attorney John C. Cook explains what COBRA is and how it works.

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COBRA is the Consolidated Omnibus Budget Reconciliation Act, which is a long name for a federal law passed a couple of decades ago. What it means is when you lose your job for any reason except for sort of gross misconduct you may retain your medical insurance benefits, providing you pay the full cost for all those benefits, both the employee share and the employer share. So the idea is to give you a vehicle for retaining medical insurance while you’re looking for your next job.

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