Uninsured and underinsured motors coverage is something you need to get on your own policy. Okay? And it will come
into play if you are in an accident with one an uninsured motorist. That is somebody who has no insurance or two if
you get into an accident with an underinsured motorist and then their policies has been exhausted. In Ohio,
the state minimum coverage for a liability, that is the other driver’s insurance, the state minimum is $25,000 uh per person and 50,000 per accident.
So, if you get into an accident and the value of your injury claim is greater than $25,000, you exhaust that policy,
the $25,000, and then you you you seek the rest of your damages from your own insurance company through your underinsured motors coverage.