Philadelphia, PA personal injury attorney Leon Aussprung M.D., ESQ. talks about what to do if your insurance company offers to settle your car accident case. He emphasizes that when an insurance company offers to settle a case without legal representation, their goal is typically to minimize payout. To secure the full value of a claim, involving an attorney is essential. An experienced lawyer can almost always obtain a higher settlement than an individual negotiating directly with the insurer.

While limited insurance coverage may affect certain cases, in most situations an attorney not only helps maximize compensation but also ensures that all potential sources of coverage are explored. This can include policies beyond standard auto insurance, such as homeowner’s coverage or other applicable policies, which many people may not even realize could apply to their case.