Bankruptcy Basics Attorney in , Missouri
What type of information will you need from me to file for bankruptcy?
What type of information will you need from me to file for bankruptcy?
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luckily that’s something we go over in
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our consultation and
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it can seem like a lot when we tell you
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what we need however most of it are
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things that everyone already has one of
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the things that we need are going to be
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information on who your creditors are
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because we have to notify those parties
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and what we need from you are your bills
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and statements from any creditor or any
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collection agency we’ll need a copy of
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your credit reports if you have a
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mortgage we’ll need a copy of your
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mortgage statement if you have a car
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loan we’ll need a copy of that car loan
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statement we’re gonna need to see any
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lawsuit paperwork that you’ve been
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served with a lot of times we can get
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those online which is really helpful but
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if you have copies that you have of
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those documents that you can provide
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that’s perfect uh we’re going to need to
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see your tax returns your federal estate
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sometimes local tax returns for
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typically the last two years sometimes
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going back further we’re going to need
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to see
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your driver’s license your social
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security card or some other proof of
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social security documentation your card
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titles the deeds to your home we have a
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client questionnaire that we help you
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fill out um we need to see a pre-filing
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credit counseling certificate which is
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something that uh congress passed in
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2005 stating that every person who files
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a bankruptcy case needs to take
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pre-filing credit counseling which is
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really a course on budgeting
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it’s not too difficult but it is
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something that everyone needs to do to
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file a bankruptcy case we’ll also need
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you to bring in your pay information uh
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typically those are paycheck stubs or if
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you’re retired benefit statements or in
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other instances if you’re self-employed
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or own your own business we’ll need to
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see profit and loss statements which can
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sound
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like a scary thing to provide but really
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just shows what you’ve made and what
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you’ve spent because when you file a
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bankruptcy case one of the things that
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you have to provide to the court is
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information on your income because
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really what we’re doing is we’re telling
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the story of what your income is and
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what your expenses are and why you need
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this relief from the law
Kansas City, KS bankruptcy attorney Hunter Gould talks about the type of information will you need to file for bankruptcy.
