Houston, TX personal injury lawyer Shane Kadlec explains how workers’ compensation law factors in when there is a work injury. He notes that in Texas, workers’ compensation insurance gives employers three options. They can carry a workers’ comp policy that covers employees for on-the-job injuries, choose not to and be classified as non-subscriber employers, or have some other type of insurance that resembles workers’ comp but isn’t.

When an employer carries workers’ compensation, if an employee is injured on the job, the employer covers medical expenses and lost wages. However, the employee cannot hold the employer liable for pain and suffering or many other types of damages. In contrast, with non-subscriber employers, if an employee is hurt and the employer is at fault, the employer can be held responsible for 100 percent of the damages with very few defenses.

His practice focuses exclusively on non-subscriber cases. He helps employees injured on the job get the medical treatment they need while also holding their employers accountable for the full cost of the injury and its impact on the employee and their family.