So, Medi-Cal in California is changing the rules for Medi-Cal eligibility. It used to be that you could not have more than two thousand dollars of non-exempt assets. You can have an unlimited amount of exempt assets like a home, a car, a 401K paying distributions, a small life insurance policy, a burial plot, personal property—those are all exempt. But things that are not exempt include anything else, like a second car, money in the bank, or even an expensive musical instrument. Medi-Cal used to say in California that you can only have two thousand dollars of non-exempt assets. Qualifying, the rule now is you can have a hundred and thirty thousand dollars. The rule in the future will be very different. How do you make sure that you can qualify with changing rules and changing circumstances? The most important thing is that you have to have the correct legal documents to allow your family members to change the nature of your assets. They have to be able to change non-exempt assets into exempt. They have to be able to give money away if that’s appropriate. They have to be able to spend money in certain areas. The most important thing for Medi-Cal planning is to be able to financially qualify and avoid Medi-Cal recovery in the future, which is basically repaying Medi-Cal for the loan they gave you when they paid your medical bills. We have to have the authority to do that with changing environments and changing rules. The most important thing is to give your family flexibility, but most importantly, give them authority. So, we need to have the legal documents in place that will allow your family members to qualify you and avoid a recovery action later. That’s the most important thing now, especially since things are changing so quickly in California.