Kansas City, MO personal injury attorney Rachel Smith talks about her experience in handling motorcycle accident cases.
When a motorcyclist encounters a car or truck, severe injuries are almost inevitable. Motorcycle cases frequently involve extensive trauma, such as multiple broken bones, brain injuries, or other life-changing conditions. In one instance, an accident caused by a 16-year-old driver left a motorcyclist with significant injuries. If adequate insurance coverage is not available, some attorneys may work pro bono. However, when coverage is available, it’s common for the motorcyclist to be blamed, often facing criticism for the perceived risks of motorcycle riding.

Currently, some cases involve drivers with as little as $25,000 in insurance coverage, while the motorcyclists suffered catastrophic injuries, like limb loss, numerous fractures, or traumatic brain injuries. Injuries to the knees, legs, and back are also frequent, yet the available coverage often falls short. In certain regions, motorcycle riders have the option to waive the state minimum uninsured coverage, a choice that can have serious consequences. For motorcyclists and bicyclists, uninsured and underinsured coverage can be essential in providing protection in the event of a serious crash. Because motorcycle and bicycle accidents tend to result in severe injuries, this additional coverage can be crucial for adequate financial support.