Kansas City, MO personal injury attorney Rachel Smith talks about her experience in handling motorcycle accident cases. She points out that when a motorcyclist is involved in a collision with a car or truck, the injuries are often severe and life-altering. She recounts cases where riders have suffered traumatic injuries, such as multiple broken bones, brain bleeds, or amputations, sometimes caused by young or inexperienced drivers.

She emphasizes that one of the greatest challenges in motorcycle accident cases is securing sufficient insurance coverage. Drivers often carry minimal policies, such as $25,000, which is rarely adequate to cover the extensive medical treatment and long-term care required after catastrophic injuries. She notes that insurance companies frequently attempt to blame the rider, portraying motorcyclists as reckless, but the critical issue is whether there is enough coverage to protect the injured party.

She strongly advises motorcyclists not to opt out of state minimum uninsured or underinsured motorist coverage. This coverage is essential, as it can protect riders from drivers who lack sufficient insurance in serious crashes. She stresses that every motorcycle or bicycle accident has the potential to result in significant injury, making proper coverage and legal representation essential for recovery.