An individual making a claim for damages in a motor vehicle crash is probably going to be claiming generally for medical expenses, and then likely to also be claiming for time lost from work.

Depending on the severity of an injury, an individual may also require in-home assistance, what we call in Minnesota replacement services. And that would be having someone come and assist them with the daily activities of life, if they go on.

In more significant injuries, you can talk about the impacts on an individual and their family as well, that loss of what they can contribute to the family and what they are for the family, and their assistance that they provide to the family as well.