Columbia, SC personal injury attorney Mark D. Chappell talks about hiring a lawyer for your car accident case. He explains that not every car accident automatically requires hiring an attorney. If there are no significant injuries and the insurance company is handling the matter fairly, legal representation may not be necessary. However, in his experience, insurance companies often do not treat claimants fairly. At some point—whether it involves disputes over a rental car, property damage, or resolving an injury claim—legal assistance usually becomes essential.

He notes that these issues can quickly become complex, particularly when insurance stacking comes into play. His firm has extensive knowledge of insurance law, including stacking, liability coverage, underinsured and uninsured motorist coverage, medical payments (MedPay), and personal injury protection (PIP). With this level of expertise, he recognizes that, unfortunately, many accident victims ultimately need an attorney to ensure they receive fair treatment and full compensation.