Car Accident Attorney in Brooklyn, New York
How does insurance work in car accident cases?
How does insurance work in car accident cases?
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in most states including here in the
state of new york we are what is
referred to as a no-fault state meaning
that if you are in an automobile
accident
and the other driver has insurance that
your medical bills for a certain amount
of money are
paid for by the insurance company
before there’s any
third party case meaning any potential
other money that could come in if you
have to thereafter sue because of other
injuries that may have been incurred in
most cars you have to be insured by law
you are supposed to be insured obviously
if another car is not insured that’s
another issue altogether if a motorist
is uninsured then they are fully liable
for any injuries that you have incurred
so if by chance a motorist does not have
insurance even though by law they are
supposed to have insurance all that
means is that they then become
personally
liable if they are at fault
for the damages to your vehicle and for
any medical bills that may be necessary
as a result of your injuries
Brooklyn, NY personal injury attorney Jordan Jodré explains how insurance works in a car accident case. He notes that in most states, including New York, the law follows a no-fault system. This means that if someone is involved in an automobile accident and the other driver has insurance, their medical bills—up to a certain amount—are covered by the insurance company before any third-party claim comes into play. A third-party case, he clarifies, refers to seeking additional compensation through a lawsuit if further injuries or damages are involved.
He points out that by law, motorists are required to carry insurance. However, when an uninsured driver is involved, the situation changes significantly. If a motorist does not have insurance, despite the legal requirement, they become personally liable for the damages. This includes being responsible for both the cost of repairs to the vehicle and any necessary medical bills arising from the injuries, provided they are at fault for the accident.
