More In This Category
View Transcript
so the way that insurance Works
following a car crash first of all I
think we all know that if you own a car
and you register your car you’re
supposed to have insurance well there’s
different types of insurance and
different amounts of insurance a lot of
times we just think about it and we say
well we’re going to pay our premium we
have our insurance we may or may not
ever need it well what happens in after
a car crash is that the person who
causes the crash their insurance company
is responsible for stepping into the
shoes of the person who caused the crash
and paying out what that person who
caused the crash actually owes and we
say what does that person actually owe
the laws in every state say that if
somebody acts unreasonably in their
driving we all count on each other when
we’re on the road to make it home safely
every night we count on each other
literally with our lives right we drive
next to people and other 4 000 pound 10
boxes driving 45 miles an hour or 60
miles an hour next to each other
counting everybody’s going to do the
right thing if somebody acts
unreasonably and as a result of their
unreasonable conduct in driving causes a
crash that causes injury to your body or
to your car then under the laws in each
state the person who was driving that
vehicle and sometimes the owner or the
employer of the person who is driving
that vehicle has an obligation under the
law to pay compensation to cover the
damages that resulted from their
unreasonable conduct and unreasonable
conduct really that’s negligence that’s
in law school that’s how they Define
negligence it’s unreasonable acting
unreasonably under the circumstances and
so that insurance company steps into the
shoes and is supposed to pay what is
owed by the person who acted
unreasonably or negligently on the road
Contact Kyle Bachus
Email This Lawyer
(303) 893-9800
See All This Lawyer's Videos
Visit Lawyer's Website
Denver, CO personal injury attorney Kyle Bachus explains how car accident insurance works.