in terms of bicycle accidents there’s

actually I think more kind of

alternative to card kind of vehicles on

the road to more bicycles more scooters

that sort of thing which I think is

great but it also means there’s more

sharing the road and making sure

everyone understands the rules of the

road with bicycles sometimes people rent

them from a bicycle sharing thing so

that can kind of add another layer of

complexity to it I think bicycles and

what’s going to happen in terms of the

legislation moving forward with more

different types of vehicles on the road

is really interesting in terms of

insurance coverage too at this point it

really seems to lie with the car that’s

involved with the accident