Kansas City, KS bankruptcy attorney Tracy L. Robinson describes the different types of bankruptcy. He mentions that for his clients, Chapter 7 and Chapter 13 are the primary consumer-oriented bankruptcy cases. While a consumer could technically file a Chapter 11, those cases are extremely expensive and typically used by wealthy individuals or corporations. There are also Chapter 12 cases, which apply specifically to farmers and fishermen, as well as other chapters that cover municipalities and foreign corporations. In his practice, however, he focuses exclusively on Chapter 7 and Chapter 13 cases.