Roseville, CA estate planning & probate attorney Kristin M. Kaminski talks about the ways in which you can protect beneficiaries from divorce and creditors. She explains that establishing sub-trusts within a revocable living trust is an effective strategy to protect beneficiaries from divorce and creditors. These sub-trusts ensure that the assets designated for beneficiaries at the time of the trustor’s passing remain separate, identifiable, and secure. This structure safeguards the assets against potential threats, including a divorcing spouse, future bankruptcy, or creditor claims. She emphasizes that sub-trusts serve as a valuable tool for asset protection, providing added security for the intended beneficiaries.