New York, NY securities attorney Jenice L. Malecki talks about the potential consequences of entering into an SEC settlement. She points out that entering into an SEC or FINRA settlement carries lifelong consequences, as the outcome becomes a permanent part of one’s professional record. It is essential to carefully consider whether one is prepared to accept that impact. The most effective way to manage these consequences is by having input in negotiating the settlement, which underscores the importance of engaging a skilled securities lawyer. Experienced counsel can navigate the complexities of the process, advocate for the most favorable language, and help structure a resolution that minimizes long-term effects. Both the SEC and FINRA generally prefer to settle cases rather than proceed to trial when possible, but they must operate within sanction guidelines and ensure consistent treatment across cases.