Los Angeles, CA commercial litigation attorney Steven Morris talks about the most impactful life insurance-related litigation cases he’s handled. He shares that one of the most impactful litigation cases that comes to mind involved a young girl who was still a minor. Her father, a fire captain, had passed away, leaving behind a life insurance policy that had not been carefully maintained. The young girl was estranged from her mother, so she was essentially alone with a guardian, relying almost entirely on the life insurance policy for support.

The life insurance company had denied her claim based on a technicality. While they ostensibly had the right to do so, the attorneys felt strongly that she deserved the coverage. They took on her case, filing a lawsuit against the insurance company and obtaining thousands of documents, including all correspondence. Over a weekend, he and his partners meticulously reviewed the documents and created a detailed chronology of events.

Through this process, they identified instances where the insurance company had failed to act properly. They drafted a thorough demand letter demonstrating that the young girl had a rightful claim to the benefits. As a result, the insurance company not only paid out the full benefits but also covered attorney fees. The young girl received the support she needed, enabling her to attend the school of her choice and have resources until she could support herself independently. The case concluded successfully, and the attorneys felt proud to have helped her secure a positive outcome.