Braintree, MA personal injury attorney Michael Conley talks about what you should do if your insurer offers a settlement. He cites that it is difficult to envision a situation in which an insurance company would proactively make an early settlement offer that genuinely serves the best interest of the injured party. In cases where an individual sustains a significant injury in a car accident through no fault of their own, and the responsible party is insured, he emphasizes the importance of obtaining legal representation. He further advises that medical evaluation should be the first step before contacting an attorney.