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When an individual is injured as either a bicyclist or a pedestrian, actually it functions very, very similar to most motor vehicle crashes. They still have the ability to access their nofault insurance, and they still have the ability to make a claim against the insurance for the individual who caused the crash, the atfault party.
In an instance where an individual is injured as either a pedestrian or as a bicyclist and they don’t have automobile insurance of their own, they still have the right to make the claim, just as anybody would if they were involved in a motorcycle crash.
St. Paul personal injury attorney Marcus Gatto talks about what happens with your insurance company when hit on a bicycle.