Los Angeles, CA estates planning & probate attorney Johnathan M. Deer talks about how advisors (like CPAs or estate planning attorneys) can help protect their clients when it comes to life insurance planning. He remarks that in life insurance planning, a fundamental rule is: if it looks too good to be true, it probably is. He notes that they are frequently contacted by professionals presenting various deals and proposals. His advice is to run a “sniff test”—regardless of the pitch from the life insurance company, if something doesn’t feel right, it likely isn’t.