Insurance & Personal Injury Attorney in Denton, Texas

Health Insurance Subrogation

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Health insurance subrogation claims in Texas according to our Texas Supreme Court have now become a priority claim. And what  lot of people don’t know that have health insurance is that in the fine print in their policy is a reimbursement claim that allows the health insurance company to get reimbursed whatever they have paid for medical expenses in the event there is a recovery against a negligent or responsible party. And a lot of people don’t know this but in Texas it’s a priority claim and so the health insurance companies at the end of our cases have to get reimbursed first before the victim can actually be compensated. And the failure to do so can be harsh because if you don’t pay them back the health insurance companies have the ability to file a lawsuit against your client so it’s something that you have to understand how it works, understand how to negotiate.

Texas Personal Injury Attorney, Frank Lyle, talks about health insurance subrogation claims. He explains that health insurance subrogation claims in Texas are now considered priority claims according to the Texas Supreme Court. Many individuals with health insurance are unaware that their policy includes a reimbursement provision, allowing the health insurance company to recoup the amount they paid for medical expenses if there is a recovery from a negligent party. In Texas, these claims take precedence, meaning that health insurance companies must be reimbursed first before the victim can receive compensation. Failing to fulfill this obligation can have severe consequences, as health insurance companies have the option to file a lawsuit against the client. It is crucial to understand the workings of these claims and possess negotiation skills to navigate them effectively.

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