NY estates planning & probate attorney Russel Morgan, Esq. explains how applying for Medicaid can put your home at risk. He explains that it depends on the type of Medicaid being applied for, noting that New York generally has two forms and that the laws are constantly evolving. New York’s community Medicaid program includes a homestead exemption, which protects the home to a certain extent. However, for long-term care Medicaid—such as nursing homes or other facilities where one would reside for six months or more—homeownership can be significantly affected. He emphasizes that without taking the necessary steps to implement a proper Medicaid asset protection plan, the state may place a lien on the property after the individual passes.