Braintree, MA personal injury attorney Michael Conley discusses how insurance works in MA car accident cases. He explains that in many car accident cases, the focus shifts to the importance of insurance rather than the actual vehicle involved. As the client progresses through the process, several aspects of insurance coverage come into play. First, they must navigate the no-fault coverage. Then, they must address the liability coverage for the at-fault driver. Additionally, there is often a need to deal with uninsured and underinsured motorist coverage. Previously, there was a standardized policy, but now there is more variation. Since New England is a collection of small states, I must familiarize myself not only with Massachusetts but also with Rhode Island and New Hampshire to understand how these policies interact with each other. It is far more challenging than simply determining fault for the accident.