In our estate planning practice step one, if you will, in the step one in the process is getting the basic estate plan in place. So that’s 99 percent of the time is always going to incorporate a revocable trust document of some sort. Again, if there are if it’s a high net worth client and we’re trying to save an in transfer taxes we will look to these irrevocable trusts, such as a, you know, one example would be a charitable remainder trust, where clients can transfer assets to a trust that benefits charities, as well as them self and there is a charitable deduction for it. So there is all different types of mechanism we can use, trusts we can use to accomplish their estate planning goals.