That’s a very good question, because sometimes some participant in the scheme of the sale of the product is bankrupt and that might be a manufacturer of a product thats bankrupt. So if the manufacturer of a defective product that injures somebody is bankrupt you can go to somebody else in the chain of distribution or sale. That could be the intermediary that sold the product to a retailer, so Target, for instance, sells products of thousands or millions of manufacturers from all over the world. This is what we see, that when they have a manufacturer, for instance, from China or the Far East that doesn’t have the same insurance that American manufacturers have, and you can’t collect against the Chinese manufacturer for instance, who’s responsible? Target’s responsible as the retailer of that product. So, sure, we have to start with the problem with the product, either a manufacturing defect, a manufacturing flaw, or a design defect, or a failure to warn, an instruct case. But if the manufacturer isn’t financially responsible, then you go to anybody else in the chain of distribution and ultimate sale, and often times we’re looking at a retailer, like Target.