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Representing Clients with Insurance Problems

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People come to me with issues with insurance companies because I’ve worked for insurance companies. I still do, predominantly for defense of injury cases, so I recognize what the issues are that insurance companies look at, but the types of cases that folks who have come to me, and I’ve had, you know, friends and strangers come to me saying, “I have this damage to my roof. The company is not willing to pay full value. What do I do?”

So it may be arbitration is what we need to try on a cost effective basis, or maybe it’s just simply making sure that they follow the right procedures. Again, insurance policies typically aren’t read by the average policy holder. They get issued insurance and they’re given the policy and it gets tucked away and they never look at it and they just pay the premiums. And then when they have an accident, or an issue, a claim to file, then all of a sudden they’re being told, “Oh, that’s not covered.”

And so if you have an issue where you thought you should be covered and you weren’t, I would recommend you come to me and I can help you work through that, work with the insurance company, see what we can do. This has happened in vandalism cases, in fire cases, in hail cases. So if folks are out, and many times it can be in the thousands of dollars, so it’s very worthwhile to get an attorney onboard early, helping you out, so that you’re not forced to go to litigation.

Minneapolis Criminal Defense Attorney, James Johnson, talks about clients who are having problems with insurance companies.

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