If I file a claim against my own insurance company, are my rates going to go up?

St. Paul personal injury attorney Marcus Gatto talks about whether or not your rates will go up if filing a claim against your own insurance company.

Contact Marcus Gatto

Email: [email protected]

Phone: (651) 454-3600


No. By law, they cannot be raised simply by making a no-fault claim. The determination as to whether or not an individual’s insurance rates go up following a motor vehicle crash is related to whether or not that party is assigned fault for the crash. Because no fault, as the term is used, is made during that first claim against your own insurance company, the rates cannot be raised as a result of that claim.