Minnesota is a no-fault insurance state. What exactly does that mean?
Minneapolis personal injury lawyer Bill Sieben describes what it means to be a no-fault insurance state.
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Well, that means that if you’re in a car crash your own insurance company, whoever you carry your insurance with pays your own medical expenses generally up to $20,000.00 in medical expenses and your own wage losses generally up to $20,000.00 in wage loss at the rate of $500.00 per week. So that’s what the no-fault part of no-fault is. Even though it’s not your fault, the accident, your insurance company pays for those losses.